Loan Against Property Made Easy
Get access to large funds by leveraging your residential or commercial property.
Secure your financial future with Zebrocredd LAP loans!
Why Choose Our Loan Against Property?
High Loan Value
Borrow up to 70% of your property’s market value.
Low Interest Rates
Enjoy lower interest rates compared to personal loans.
Multipurpose Usage
Use funds for business expansion, education, or personal needs.
Flexible Tenure
Repay over long tenures of up to 15–20 years.
Eligibility & Required Documents
Eligibility Criteria
- Applicant must be an Indian citizen
- Age between 21 and 65 years
- Owned property (residential/commercial) in applicant’s name
- Stable income and repayment capacity
Documents Required
- Identity proof (Aadhaar, PAN, Passport)
- Address proof (Utility bill, Aadhaar, Passport)
- Property ownership papers
- Property valuation report
- Income proof (Salary slips/ITR/Bank statements)
- Passport-size photographs
How to Apply
Step 1: Apply online by filling out the LAP loan application form.
Step 2: Submit property and personal documents for verification.
Step 3: Property evaluation and eligibility check.
Step 4: Get approval and funds credited to your account.
Frequently Asked Questions
A LAP loan lets you borrow money by mortgaging your owned residential or commercial property.
You can typically avail up to 50–70% of your property’s market value.
Yes, LAP loans are multipurpose and can be used for business expansion, education, or personal needs.
LAP loans offer long repayment tenure, usually up to 15–20 years, depending on eligibility.